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10+ Best Payment Processing Softwares 2021

Payment processing software provides businesses with the means to process customer credit card payments either in person or online.


Logo Name Rating CEO Pricing Founded Revenue Employees Location Reviews Customers
Wepay 4.25 Bill Clerico $15.00 2008 $58 M 300+ Massachusetts 1000+ Reviews N/A 4.4 Mike Walsh $25.00 1996 $16 M 40+ Utah 2500+ Reviews N/A
Venmo 4.4 Dan Schulman $0 2009 $300 M 500+ New York 1570+ Reviews N/A
2CheckOut 4.4 Alex P. Hart $0.45 2006 $84 M 400+ San Francisco 1500+ Reviews 17000+
CyberSource Payment 4.4 Michael Walsh $0.35 1994 $760 M 693+ Foster City 2000+ Reviews 400000+
PaySimple 4.45 Eric Remer $49.95 2005 $32.2 M 122+ Colorado 1000+ Reviews 17000+
Paypal 4.45 Daniel Schulman $0 1998 $17.7 B 21800+ San Jose 1200+ Reviews 325000000+
Google Pay 4.5 Sundar Pichai $0 2018 $4.5 B N/A Mountain View 1350+ Reviews 55000000+
Amazon Pay 4.6 Mahendra Nerurkar $0.30 2005 N/A 10001+ Washington 1200+ Reviews N/A
Square Payments 4.6 Jack Patrick Dorsey Custom 2009 $4.7 B 3835+ San Francisco 1500+ Reviews 15000000+


4.25 User Rating
$15.00 Price
Integrated payments, Funds settlement, Risk API, Instant onboarding Features
Recognized as one of the innovators of peer-to-peer payment solutions, WePay is an online payment service platform founded in 2008. Established by co-founders Bill Clerico and Rich Aberman in Boston, WePay started its service right in the surge of social media and smartphone usage among the masses. WePay steered its service not only in providing an integrated and customizable payment solution through APIs, but also for the specialization in delivering risk and fraud protection through data sources. That includes social data connections and machine learning algorithms. With its comprehensive payment solutions, thousands of companies chose to back up WePay's capabilities, including Buildertrend, Keap, Freshbooks, GoFundMe,, Constant Contact, Webconnex, Ecwid, Classy, and Eventzilla. In 2017, JPMorgan Chase (JPMC) acquired WePay for $220 million and still continuously expands its efforts to support payments internationally. When it comes to its key players, WePay is administered by Bill Clerico, CEO; Rich Aberman, CSO; John Frerichs, CSO; Tina Hsiao, COO; Chris Conrad, Senior VP Engineering; and Jennifer Parker, CRO.

4.4 User Rating
$25.00 Price
Payment processing, Mobile commerce, Transaction, Reporting Features
Authorize.Net is a payment gateway service provider built to accept credit cards, contactless, and e-checks payments on the go. Founded in 1996 by Jeff Knowles in Utah, Authorize.Net introduced a platform that processes card and ACH payments for businesses and companies ranging from small to medium-sized operations. The platform also offers fraud protection solutions, checkout options, and recurring billing subscriptions. In 2010, Authorize.Net became a subsidiary part of Visa Inc., as it was acquired for $2 billion along with CyberSource. Under the administration of its current CEO, Mike Walsh, Authorize.Net convenes 450,000+ active customers as of 2014. With its description as the go-to payment gateway for most customers, the platform takes on some of the most popular platforms for payment processing like Stripe, PayPal, Amazon Pay, Square Payments, 2CheckOut, and PaySimple. With Authorize.Net's comprehensive services, the platform also accepts the commonly used payment methods, such as MasterCard, Visa, Discover, JCB, E-check, Visa Click to Pay, and American Express.


4.4 User Rating
$0 Price
Make payments, Money transfers, Share payments, Request money Features
Venmo is one of the most accessible mobile payment services for faster payment sharing. Established by Andrew Kortina and Iqram Magdon-Ismail in 2009, Venmo started as an idea of creating a transaction platform as the co-founders were in the process of helping a friend's start-up yogurt shop. When Venmo was finally established a year later, the company raised $1.2 million of seed money from RRE Ventures and then began working on maximizing their service of delivering fund transfer solution via a mobile phone app. Venmo was then acquired by Braintree for $26.2 million in 2012 and subsequently acquired by PayPal in 2013. Now as a subsidiary of PayPal, the platform has continuously added new innovative features, such as an instant transfer feature that enable users to deposit funds to their debit cards in 30 minutes. With Venmo's fast-growing reputation in the market today, the application competes for the most-preferred platform for payment processing along with other software like Stripe, Square Payments, Amazon Pay, and Google Pay.


4.4 User Rating
$0.45 Price
Payment API, Recurring, Billing options, Checkout Mobile Features
2CheckOut is another online payment processing platform that provides all-in-one monetization solutions for businesses. Officially established in 2006, 2CheckOut exists to optimize recurring revenue across channels by simplifying modern digital commerce's back-end complexities. 2CheckOut primarily highlights its key solutions for online payment, including customized checkout options, recurring billing, multi-language support, e-commerce integration, as well as multi-currency capabilities. Along with its powerful features, 2CheckOut supports multiple payment methods like PayPal, Visa, MasterCard, American Express, JCB, Discover, Diner’s Club, and debit card. 2CheckOut is also available in 211 markets around the world, spanning over 20,000+ users, including world-renowned brands like Bitdefender, HP, SoftwareAG, and OnlyOffice. From global payments down to digital commerce solutions, 2CheckOut never stops on innovating its services and solutions, making the software recognized in several awards like Deloitte Tech Fast500, The Golden Bridge European Business Awards, "Cool Vendor" by Gartner, and CODIE's Best eCommerce and Billing Solution Award.

CyberSource Payment

4.4 User Rating
$0.35 Price
Payment Cards, Fraud Alert, Decision Manager, Export Compliance Features
CyberSource or CyberSource Payment is an e-commerce payment management platform designed to simplify payment processes. Driven with the passion for providing modern, flexible, and creative payment solutions for commerce, CyberSource started its mission of delighting organizations of various industries in 1994. CyberSource not only provides payment management solutions, for the platform also specializes in online fraud management, as well as payment security. The platform pioneered in providing one of the world's largest fraud detection radar, through its Cybersource's Decision Manager solution. Now that the company is under its parent company, Visa Inc., CyberSource becomes one of the leading payment management in the world, as it expands its reach across over 400,000+ merchants across multiple industries worldwide. With CyberSource's industry-leading solution, the software also offers a vast network of partner connections that helps its users leverage payment solutions, such as SAP, Zuora, Sitecore, Intershop, and Salesforce Commerce Cloud. Along with its current CEO, Michael Walsh, the company now earns $760 million in revenue.


4.45 User Rating
$49.95 Price
Electronic invoicing, Mobile payments, Custom reporting Features
PaySimple is a straightforward payment processing software designed for companies in the service industry. It offers a flexible solution for your business when it comes to customer payments. PaySimple was established in 2005, in Colorado. And since then, it now has more than 17,000 actively paying users, and the app also has more than 1,000 reviews found across review sites on the internet. On top of that, the platform is also earning a large revenue - $32.2 million per year to be exact. This only speaks of the app's tested tools and features, which are proven to provide customer satisfaction. The success of PaySimple is thanks to its CEO, Eric Remer. He still continues to provide a straightforward solution to those that need a simple payment processing software. However, if you need more than simplicity, then you can go ahead and scroll down. You will find all of PaySimple's competitors below, including Stripe, Square Payments, Amazon Pay, Google Pay, PayPal, Venmo,, CyberSource Payment, and much more. Select the best platform for your business today.


4.45 User Rating
$0 Price
Inventory Tracking, Online Invoicing, Mobile Card Reader Features
PayPal is one of the first ever online payment processing platforms in the world, established in the year 1998. Because it is one of first ever software, it is also arguably the most used app in the market. As a matter of fact, it has more than 325 million active users, the most of any other payment processing software. On top of that, it also has the largest revenue stream of any of its competitors with over $17 billion per year. You will also be pleased to know that it has more than 1,200 reviews online, which can help you get a better perspective about the app's specifications. The platform's CEO, Daniel Schulman, definitely made the right decisions for PayPal's growth, since its establishment in San Jose California. Together with the app's 21,800 employees, they offer a robust platform where your customers can directly pay on your website. However, since there are other available payment processing apps, you ought to know about them. They are Stripe, Square Payments, Amazon Pay, Google Pay, PaySimple, Venmo,, CyberSource Payment, 2CheckOut, and Wepay. Know more about these platforms below.

Google Pay

4.5 User Rating
$0 Price
Multiple cashback, Rewards benefits, Mobile app Features
Google Pay is Google's version of a payment processing software that caters to businesses of all sizes. Based in California, Google Pay is one of the fastest-growing platforms in the market today. As a matter of fact, it was only established in 2018, but since then, it has had 55 million active users and is one of the largest earning platforms with $4.5 billion in revenue per year. On top of that, it also has more than 1,350 active reviews from people with experience in using Google Pay. This can provide you with fantastic insights regarding all the capabilities of Google Pay direct from real life people. The software's CEO, Sundar Pichai, and a few key employees, including Bhaargav Rengarajan as Regional Head, Saif Rais as Analytics Manager, and Giovanni Butera as Program Manager, all work towards providing better tools and features for users. However, with so many payment processing apps available, it is best that you know of other platforms as well. That is why when you scroll down, you will see other apps, such as Stripe, Square Payments, Amazon Pay, PayPal, and more. Start seeing what each software brings to the table and select the best one.

Amazon Pay

4.6 User Rating
$0.30 Price
Identity, Inline Checkout, Automatic Payments, Fraud Protection Features
Amazon Pay is a robust payment processing software designed for both the sellers and customers of the Amazon platform. The app works seamlessly, and is guaranteed to be both reliable and secure. Having established itself in 2005, is one of the more seasoned payment processing systems. This shows the reliability of its services towards its customers, making it easier to select it over other platforms. To solidify the point, has more than 10,000 active employees, all working to improve customer experience for the best customer satisfaction guarantee. If there is one person to thank, it is Mahendra Nerurkar, the company CEO. He, together with the software's large number of employees, ensures that you have the best experience from using it. Learn what other users say about Amazon Pay with over 1,200 first-hand accounts of real-life people. However, if you want to know more about its alternatives, all that you need to do is continue scrolling down. You will see apps including Stripe, Square Payments, Google Pay, PayPal, PaySimple, Venmo,, and more. Start learning about these apps and more when you scroll down now.

Square Payments

4.6 User Rating
Custom Price
Email marketing, Product customization, Offline mode Features
Square Payments is a superb payment processing software that caters to startups and small businesses with some functionality for mid-sized to large businesses. As you might already know, Square Payments is one of the most popular platforms that came from San Francisco, California, serving more than 15 million customers worldwide. On top of that, it is also one of the bigger earners in the market with a revenue of $4.7 billion per year. The app's 3,000 and more employees provide these solutions for its users with complete customer satisfaction guarantee. Aside from that, with company CEO, Jack Patrick Dorsey, at the helm, Square Payments will only improve from here. Plus, with such a robust solution, it is hard not to select this app. However, there are also a few available today that are worth more than a glance. These include Stripe, Amazon Pay, Google Pay, PayPal, PaySimple, Venmo,, CyberSource Payment, 2CheckOut, Wepay. Know more about these other software platforms when you scroll down now.